On August 27, 2020, Hurricane Laura struck the Louisiana coast as a Category 4 hurricane and headed north leaving behind widespread devastation in cities including Lake Charles, Sulphur, Alexandria, Pineville, Natchitoches, Leesville, and DeRidder. Many homes, businesses and other property were damaged and others had power outages which caused business interruption and other losses.
If you have been affected by Hurricane Laura, it is important to understand what your insurance covers, what deductibles are applicable and what you need to do to preserve and document your claim.
A review of your policy will show you your policy limits and named storm or hurricane deductible. It will also tell you whether you have an “actual cash value” policy or a “replacement cost value” policy. Certain exclusions in your policy may affect your ability to recover.
Businesses have specific coverages that may provide coverage for business interruption, governmental order (civil authority) and extra expenses paid to minimize your losses.
In our webpage: Lessons From Katrina, we discuss the difficulties that our clients faced after Hurricane Katrina and how you can better prepare yourself for making an insurance claim.
Call Now For A Free Insurance Policy Review
HKGC represented hundreds of businesses and individuals in their post Hurricanes Katrina/Rita insurance claims. If you or a loved one have been affected by Hurricane Laura, please contact us toll free at 1-844-943-7626 or complete our free case review form: Contact Us. We would like to offer you a FREE insurance policy review.
We are here to help during these trying times.
Other Hurricanes & Disasters News
If you have not done so already, it’s time to get ready for the 2024 hurricane season. Let’s explore important hurricane tips such as property insurance, supplies, and evacuation plans further.
You may never have considered hiring a Louisiana hurricane attorney after a storm, but it can be invaluable. They can stand up to insurance companies and get the settlement you need to restore your property.
Our team of hurricane damage attorneys has leveraged their skills and expertise to successfully represent Louisiana homeowners and business owners in hurricane damage claims and lawsuits.
With the 17th anniversary of Hurricane Katrina, one crucial lesson everyone must take to heart is the importance of property insurance in Louisiana.
Insurance companies going out of business and skyrocketing premiums as insurers raise their rates in anticipation of hurricane season are some of the issues Louisiana homeowners are facing.
During Louisiana hurricane season, damage to homes, businesses, infrastructure, and the environment can be extensive. Being hurricane ready includes preparations before a storm and knowing what to do after the storm passes to ensure you receive the insurance payout you’re entitled to. This is called property damage mitigation.
